Last week (3 months late), I finally acted and switched my auto insurance from my current provider to Progressive. I have had Progressive before and have no issues with being a member but ultimately, my choice was based on premiums.
Three months ago, my auto insurance renewed at $149.50 per month! This was including a discount that came with a home policy as well. That renewal was a $30 increase from the previous six months. This increase was put in place even though 3 full years had elapsed since I had received a speeding ticket (boo!) and had dropped off my record. So when my company showed no interest in working with me, I looked at my options.
I checked with Esurance and Progressive, both with similar coverage and rates at $100 or less each month. Even with losing the bundle discount from not keeping my home and auto policies with one provider, ultimately going with Progressive saves me about $60 per month. That is about $720 per year.
What I have noticed about insurance companies is that after a certain time, they increase rates exorbitantly. So, my charge is to drive safely, earn no violations and keep aware of better offers in the future. For now, I am extremely pleased that I took care of this (belatedly, no doubt) and am getting my fall finances in order.
Next project, complete my tax returns!