Procrastination and Finances

Procrastinators Unite Tomorrow

I spent a lot of money and time in February getting some areas of my home organized.  My bathroom closet, craft and laundry supplies cabinets and new spice drawer are now functioning in a way that makes my time spent in those situations much better.  I will admit when I checked my Mint account and tallied how much I spent, I was a little affronted. That did not last long. I used money, in this case wisely and frugally, to achieve more peace in my home.  I am pretty sure that should be in the Top 10 of what money is to be used for.

That being said, by diving into home organization, I completely stalled on some other goals that I had planned for myself by the end of February.  March 1 is bringing a reckoning…

Below is a list of goals that I have put off and my musings as to why:

Finalize my will and trust and have notarized

  • Not done because I will obviously live forever
  • Not done because the notary I plan to use is a co-worker and she is out on short-term disability not to return until March 7. There are no other notary public in the world (even though I am a licensed one myself and have access to a listing of notaries).

Move my funds from current accounts to a Betterment account that I created A YEAR AGO

  • Not done because I have not had time (although I did start a blog, organize several areas of my home and caught up on the entire first season of Legends and The Expanse in that same year)

Reach out to a handyman service to arrange for attic project (clean and insulate)

  • Not done because of being genuinely perplexed as to what to do with all the items that are in the attic while the project is getting done.  The attic is huge and anything that comes done will overflow any space downstairs that is is temporarily relocated to.  Plus, I don’t want all that stuff to go back upstairs anyway.
  • Not done because because it is an $1100 commitment to pay the handyman for the project. I am hesitant.

Move Mirror Image’s College Fund from the current account to the Maryland 529 College Plans 

Not done because I haven’t gotten an answer on monthly contributions which takes into account the fund to fund transfer.  The website tool, while helpful, doesn’t completely answer this.

“Nothing is so fatiguing as the eternal hanging on of an uncompleted task.” ~ William James

None of these are good excuses.  Just excuses. So, while February has finished a little light on certain goal accomplishment, many other goals were accomplished and March is giving me a new opportunity.  I anticipate the following mixture of financial and non-financial goals to be accomplished in March:

  1. Make dentist appointment
  2. Contact and pay handyman service for attic clean-out
  3. Have trust and will notarized
  4. Finalize Maryland 529 application and start the funds transfer process*
  5. Travel to Orlando for a work conference
  6. Spring clean in advance of having family over for Easter dinner

And, by the way, I am doing a 30 day vegetarian challenge this month, too.  I anticipate this will be the best March ever!

Thrifty Image Mirror

 

*I want to transfer funds from the current account to get the State tax deduction as well as to be able to see this account on Mint. Currently, the Private College 529 is not supported by Mint.