Monday Money Review

Magnifying Glass - Results

Uhhh!  What a weekend. Glad THAT’S over.

Let’s see what the money had to say about the weekend. So, here we go:

Before

  • Church (tithes/offering) = $28
  • Gas = $0
  • Personal Care (haircut, mani/pedi, etc.) = $20
  • Groceries = $35
  • Dollar Tree = $0
  • General household shopping = $10
  • Vehicle Service/Repair = $0
  • Clothes Shopping = $0
  • Gifts = $25
  • Restaurant = $0
  • Zips Dry Cleaning = $0
  • Prescriptions = $35
  • Fun Outing = $10
  • Total = $143

After

  • Church (tithes/offering) = $28
    • Church (tithes/offering) = $0
  • Gas = $0
    • Gas = $0
  • Personal Care (haircut, mani/pedi, etc.) = $20
    • Personal Care (haircut, mani/pedi, etc.) = $0
  • Groceries = $35
    • Groceries = $55.11
  • Dollar Tree = $0
    • Dollar Tree = $13.89
  • Vehicle Service/Repair = $0
    • Vehicle Service/Repair = $0
  • Clothes Shopping = $0
    • Clothes Shopping = $6.35
  • Gifts = $25
    • Gifts = $0
  • Restaurant = $0
    • Restaurant = $0
  • Zips Dry Cleaning = $0
    • Zips Dry Cleaning = $0
  • Prescriptions = $35
    • Prescriptions = $0
  • Fun Outing = $10
    • Fun Outing = $0
  • Total = $143
    • Total = $75.35

 

My weekend was sort of carried somewhere in a hand basket, to turn a phrase.

I went to Dollar Tree to get a few items on Saturday – which were not budgeted for.  And I went to Aldi as planned and came in WAY under budget but then busted that by getting some additional items from Shoppers and Giant. Those were special snack items and craft items for Mirror Image.I blew the clothing budget, too because even with the $10 off $10 coupon I received from JC Penney, Mirror Image suckered me into spending $6.35 on a slick pair of pants for her. (The local JC Penney is closing and they are practically giving the stuff away). The clothes shopping ban is still only applying to me, you see…

Then downhill we went.

Shortly after we arrived at church, Mirror Image grasped my arms with tears in her eyes and it was clear she was in distress. She shared that she was having horrible chest pains and off we went to Righttime (Urgent Care). I am happy to say she was feeling better later in the day after treatment and rest.

There was no Sunday spending – salon, pharmacy and fun outing were all nixed for the time being. So I was under budget for the weekend money but I am sure when I get the bill from Righttime, there will be a different accounting.

Monday will be GREAT in comparison, I am sure.

Thrifty Image Mirror

Monday Money Review

Monday - Let's Do This

It was a beautiful and productive weekend at the Thrifty Image household. Errand running,  a preteen sleepover, (more) shoveling and Church.  And great food, thank you Aldi and and Sam’s Club.

Here’s is where we work out if the weekend matched the expected weekend money so here we go:

Before

  • Church donation = $28
  • Groceries = $60
  • Dollar Tree = $30
  • Safelite (cracked window) = $0
  • Clothes Shopping = $0
  • Auntie’s B-day gifts = $100
  • Sam’s Club Rotisserie Chicken = $0
  • Zips Dry Cleaning = $0
  • Prescriptions = $20
  • Ripley’s Believe It or Not Museum = $0
  • Total = $238

After

  • Church donation = $28
    • Church donation = $28
  • Groceries = $60
    • Groceries = $63
  • Dollar Tree = $30
    • Dollar Tree = $30.22
  • Safelite (cracked window) = $0
    • Safelite = $383.00
  • Clothes Shopping = $0
    • Clothes Shopping = $0
  • Auntie’s B-day gifts = $100
    • Auntie’s B-day = $0
  • Sam’s Club Rotisserie Chicken = $0
    • Sam’s = $7.97
  • Zips Dry Cleaning = $0
    • Zip’s Dry Cleaning = $0
  • Prescriptions = $20
    • Prescriptions = $0
  • Ripley’s Believe It or Not Museum = $0
    • Ripley’s Believe it or Not Museum = $0
    • Gas = $26.21
    • Walmart = $60.98
  • Total = 512.19

Way over…and not even on fun stuff.

Groceries category wasn’t too bad based on my projections but still more than it should be for 2 eaters in one week.  We restocked from the storm and this will last us until next week.

Dollar Tree total is fun because I actually purchased $50 worth of stuff but used $20 in coupons and in store promotions. Last week I saw this YT video – Dollar Tree Haul Brag.  I had no idea it was a thing to purchase items at the Dollar Tree and post a video about it. So that led me to videos like this –Dollar Tree Couponing and this –  Dollar Tree Couponing.  I was hooked on the idea of seeing if I could get those staples that I often go to the Dollar Tree T for (movie candy, cleaning products, etc.) for less. And I did!  This is what my Dollar Tree shopping looked like this weekend:

Dollare Tree Shopping with Coupons
The Pedigree Dentix dog snacks were FREE with coupons!!

My dog has enough snacks for 6 months, now.  The Lysol cleaners came to only 50 cents each.  Our supply and snack cabinets are now stocked, locked and loaded.

Windshield repair.  Sigh.  It turns out that my windshield could not be repaired because the crack is longer than a dollar bill.  So, it is replacement for me, not repair.  Thanks for having my back, Emergency Fund.

Auntie’s B-day celebration has been pushed back to next weekend.

I purchased a Sam’s Club membership that came with a bunch of goodies.  However, what I didn’t know was that you had to redeem those goodies within 2 weeks.  Yikes!  So instead of walking out with a rotisserie chicken, I walked out with the chicken, the breakfast platter (pastries) and a cheesecake platter (7 flavors).  Obviously I will be asking the kind people at work to help me nosh through this unexpected haul.  Since I purchased this through Groupon and there was no paperwork, I didn’t know about the 2 week deadline.  It pays to ask the basic questions at the membership counter.

Sam's Club Membership Goodies
I looked like a real member with all this stuff!

I also used $7.97 to purchase watermelon sticks. Mirror Image and I love watermelon. And all of this came in timely since I had some giggly girls doing sleepover/movie night this weekend.

I did not pick up the prescriptions.  I was so overwhelmed by having to get so much more food than I thought, I completely forgot.

I forgot I needed gas and didn’t account for it on Weekend Money. I was excited to get gas for only $1.76 per gallon at Exxon until I drove further down the street and saw it for $1.69 at Shell.  Hopefully using my Plenti rewards card helps close that gap when I go to cash in my points.

My daughter’s printer ran out of ink on Friday night so we purchased that and a couple of either personal care items from Walmart.  I have to find a cheaper ink opportunity. It is too expensive.

So there is it.  On the surface, major fail being $361.30 over projections.  However, I would have had to get the windshield replaced anyway in order to drive legally. Here’s hoping for no surprises next weekend!

Thrifty Image Mirror

 

 

Couldn’t Help Myself…

Dollar Tree Toilet Paper

On the way in to work this morning, I stopped at the Dollar Tree to buy, you guessed it…toilet paper.

I have never used this brand before but the price was right, the line was short and the storm is coming.

I had to do it. Last night, after having run storm errands, I came home to find that unlike the 5 rolls I thought we had left, we actually had 2.  Now 2 is plenty for a regular week.  But this is a STORM.  Anything could happen and not having more toilet paper didn’t feel good to me (because those people on tv told me that it wasn’t good for me).

What felt worse however, was the idea of being in another long Walmart/Target/Aldi line for the privilege of toilet paper.  I made a deal with myself. If the Dollar Tree near the Library was open (I had to return some items this morning) I was going in.  I didn’t even know the Dollar Tree opened at 8am.

Oh, and I picked up so disposable plates, a new flashlight for the car, some facial tissue, some doggy snacks and a movie pack of Sugar Babies for Mirror Image.

OK now I ready for the snow storm Happy Face Wink.

Thrifty Image Mirror

Snow’s Coming — Must Spend Money!

Snow Storm

I think there are many things that can knock a person off track.  Nature is the king of the knockout punch, I think.

It was yesterday when I finally started listening to the reports of the impending snow storm and it is sounding like some kind of apocalypse event.  I have seen pictures on the web of empty grocery store shelves, I have heard politicians telling people to get off the road and it hasn’t even started snowing yet.

Even my mom sent me a list of instructions for prepping for and surviving the storm.

All of this will have a short-term impact on my finances this week.  There is no sum too big for safety and peace of mind but there will be an impact nonetheless.  Here is what I see:

$14     Emergency Dog Food

$20     Emergency Aldi Run

$19     Emergency gasoline fill up

$100  Emergency cash on hand

$10     Ice Melt (2 bags)

$10    Additional power usage due to

extra movie time and baking homemade yummies

I am beginning to regret waiting until tonight to grocery shop and get our movies from the library based on this post. Now I wish that I had gone last night but, I refuse to worry.  We have a freezer full of food.  So worse comes to worse, I will have to go without frozen smoothies for a couple of days and Mirror Image will have to drink hot tea rather than her Copycat Starbucks White Hot Chocolate that she makes every wintry day now.

And that is just our little household.  I heard that there were hundreds of accidents last night when a surprising dusting of snow fell  during late rush hour last night.  Imagine all the medical bills, auto insurance deductibles and tow fees that are racking up and knocking folks off their budget.  These are the times when the Emergency Fund is a helpful friend.

Bring it on storm! We have our plan, we have our newly fixed furnace (future post) and we have our shovel. As long as we are together and safe, that is all that matters.

Thrifty Image Mirror